Sell. Deliver. Collect. Pay. One platform.
Take orders, invoice, sell online, collect, pay vendors, and run your deliveries on cards and ACH, with AI. One platform, not a stitched-together ordering portal, payment gateway, bill-pay app, and dispatch board.
Pay-as-you-go processing · No long-term contract · Syncs with QuickBooks & your ERP
Orders today
142
Portal · email · EDI
Outstanding AR
$63,400
42 open invoices
AP due
$31,205
9 bills to approve
Out for delivery
26 stops
3 routes · live ETAs
Real-time payment pulse
live
The whole loop, one ledger
Every step reads and writes the same customer, the same order, the same invoice. Nothing is re-keyed.
Four flows, one platform
Sell, collect, disburse, and deliver, not four tools stitched together.
Get Paid
Put receivables on autopilot: online invoices, autopay, AI-assisted collections, and AR aging.
ExploreCommerce
Wholesale customers order online 24/7, plus payment links, subscriptions, and embeddable checkout via API.
ExplorePay Out
Email in bills, AI codes them, approvals route to the right people, and you pay by card or ACH.
ExploreLogistics
Routes, driver stops, proof of delivery, and collect-on-delivery, tied to your orders and invoices.
ExploreOne platform replaces
Each of those runs one piece of the loop. PayCore360 runs the whole thing, order to delivered to paid, on one ledger.
AI across the money flow
AI recommends and drafts; your team approves. It never moves money on its own.
AutoCollect
Campaigns that nudge overdue invoices and prioritize your collections queue.
AP categorization
Codes incoming vendor bills automatically and flags exceptions for review.
Cash-flow forecasting
Projects money in and out so you see your position weeks ahead.
Vendor matching
Matches bills to vendors and purchase records, catching duplicates and errors.
AI payment advisor
Answers questions about AR, AP, and cash position in plain English.
AI order capture
Emailed and faxed POs become orders automatically, line items matched to your catalog.
AI credit advisor
Recommends credit limits and flags deteriorating accounts before they become bad debt.
Route optimization
Sequences delivery stops per truck around time windows, capacity, and drive time.
You approve
Every disbursement waits for human approval. AI assists; people decide.
Sell online without a separate gateway
Your wholesale customers order online 24/7 at their pricing, no more phone, fax, and email orders. Accept payments, run recurring billing, and embed checkout inside your own product.
- B2B ordering portal: your catalog, customer-specific pricing
- Payment links and online invoices, no code required
- Recurring billing and subscription plans
- Customer autopay enrollment
- Embeddable checkout via the PayCore360 API
Payment link
Card
ACH
Autopay
Tokenized & secure. No raw card or bank numbers stored.
Rails & settlement
Accept and send on both rails; settlement and reconciliation run themselves.
Cards + ACH
Accept and send on both rails, from one platform and one ledger.
Real-time pulse
Watch payments land as they happen with a live payment pulse.
Automated settlement
Settle to your payout bank and reconcile automatically.
Configurable fees
Set surcharges and fee handling to fit how you do business.
Integrations
Keep your books in sync and put payments wherever you need them.
ERP & accounting sync
Sync with QuickBooks (Desktop & Online), NetSuite, Sage 50, Xero, Microsoft Dynamics 365, and industry ERPs like Produce Pro, Entrée, NetYield, Seasoft, FlexiBake, Apprise, CounterPoint, and Infor, or any system via API or file exchange.
Embeddable API
Power payments inside your own app: customers, invoices, charges, and webhooks.
The PayCore360 network
Many businesses are someone's customer and someone else's vendor. One login to order, pay, get paid, and be paid by other businesses on PayCore360.
# Charge a tokenized payment method
POST /api/v1/charges
{
"customer": "cus_8X42K",
"amount": 125000,
"currency": "usd",
"rail": "ach"
}Secure by design
Payment methods are tokenized. We never store raw card or bank-account numbers.
Tokenized methods
No raw card or bank-account numbers stored, ever.
Role-based access
Granular permissions across AR, AP, Commerce, and Logistics.
Full audit trail
Every change and money movement is logged.
Approval controls
Multi-step review before any disbursement is released.
PCI DSS Level 1 rails
Card data is processed on PCI DSS Level 1 certified payment infrastructure.
KYB & sanctions screening
Businesses are verified at onboarding, with OFAC sanctions screening built in.
Nacha-compliant ACH
ACH debits and credits are processed under Nacha operating rules through licensed partners.
Encryption everywhere
Data is encrypted in transit and at rest, with tokenized payment methods on top.
What running the loop looks like
Illustrative scenarios of the workflow PayCore360 is built for.
Food & beverage
The Tuesday cut-off
By 5 PM, orders have landed from the portal, two emailed POs read by AI, and an EDI feed. Thursday's routes build themselves, drivers capture signatures at each stop, and invoices post with delivered quantities.
Every order delivered and invoiced without re-keying.
Produce
The short-pay that didn't drag
A customer pays $2,226 against a $2,310 invoice, citing a crushed case. The driver's photo and signature are already on the invoice, and AI drafts the $84 credit memo for approval.
Deduction closed the same day, not at month end.
Building supply
The new account on terms
A contractor applies for credit online with trade references and gets Net 30 with a limit. When a job pushes the account over its limit, new orders hold automatically until the autopay clears.
Terms extended without the bad-debt gamble.
Frequently asked questions
Move all your money in one place
Take orders, get paid, pay vendors, and deliver on cards and ACH, with AI. Tell us what you need; we'll quote a rate.