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Developers · Payments API

Embed payments with one integration.

One clean REST API for cards + ACH + AR. Manage customers, create invoices and credit memos, charge, look up transactions, and listen on webhooks.

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Test mode · API docs · Webhooks · Tokenized & secure

# Charge a tokenized payment method
POST /api/v1/charges
{
  "customer": "cus_8X42K",
  "amount": 125000,
  "currency": "usd",
  "rail": "ach",
  "payment_method": "pm_4Qd09"
}

What you can build

One API to embed ordering, billing, collection, payouts, and delivery in your product, across cards and ACH.

Customers

Manage customer records and attach tokenized payment methods for reuse.

Invoices & credit memos

Create invoices and credit memos via API and keep your AR in sync.

Charge

Charge card or ACH on tokenized payment methods in one request.

Transactions

Look up and reconcile transactions to keep your ledger accurate.

Webhooks

Register endpoints for real-time events. Your app reacts the moment money moves.

Test mode & API docs

Build against test mode with clear API docs, then flip to live.

Orders

Submit and manage B2B orders with customer-specific pricing, and watch them flow to invoices and routes.

Deliveries & proof of delivery

Read route and stop status, ETAs, and POD signatures and photos for every delivery.

Vendors & payouts

Create bills, route approvals, and release payouts to vendors, with every event on webhooks.

REST endpoints

Endpoints

A representative set of resources. Illustrative only - see the API docs for the full reference.

POST /api/v1/customers
POST /api/v1/invoices
POST /api/v1/credit-memos
POST /api/v1/charges
GET /api/v1/transactions
POST /api/v1/webhooks
Real-time events

Listen on webhooks

Register an endpoint and get an event the moment a charge succeeds, an invoice is paid, or a transaction settles. Real-time, no polling.

  • Events for charges, invoices, and transactions
  • Register multiple endpoints per environment
  • Test mode delivery for safe development
// Webhook event payload
{
  "id": "evt_2Vh71",
  "type": "charge.succeeded",
  "created": 1717977600,
  "data": {
    "id": "ch_9Lm04",
    "customer": "cus_8X42K",
    "amount": 125000,
    "currency": "usd",
    "rail": "ach",
    "status": "succeeded"
  }
}

Built for platforms and SaaS

Bill and collect without building a payments stack from scratch. Embed customers, invoices, charges, and webhooks, and let PayCore360 handle the rails.

One integration for cards + ACH + AR.

SaaS platforms

Bill customers inside your own app.

Marketplaces

Collect on cards and ACH at scale.

Recurring billing

Drive subscriptions from your API.

Embedded AR

Invoices and credit memos in-app.

Start building with the payments API

Embed customers, invoices, charges, and webhooks across cards and ACH. Tell us what you're building and we'll get you set up.

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